All posts by James Collins

Small business tax on Symi (an example)

General ramble today, but a little bit about the cost of having a business in Greece at the moment. First though: My copy of Lonely House arrived yesterday. I realised after a few weeks that I didn’t actually have one so though I’d better put one on my shelf. This makes number nine in the collection, sixth novel, ninth book. This copy came from Lulu and if you want to order one the link is here: Lonely House by James Collins.

Images from Symi Greece by Neil Gosling and James Collins
Blue Star arriving at night

 

Also on Tuesday we called in to get our last year 14-15 tax things sorted out with the accountant. Now then, you may not know this but as well as income tax on your personal income, if you own a small (or large) business there are other taxes to pay, some of which are paid after the event, some are paid in front. So, beneath this next photo is a quick rundown of what you can expect to pay for a business in Greece – numbers and things may vary depending on business and place and year and so on, so it’s not going to 100% accurate.

Images from Symi Greece by Neil Gosling and James Collins
One of the jewelery shops in the harbour
  • First off you pay a tax just for having a business and that was, last year on Symi, €520
  • Then you pay your income tax and that depends on your income of course, though there is a threshold which is, I believe, about to be lowered to a very low level indeed.
  • And with that you pay €400.00 a year in advance, which you then have (I assume) off set against your next year’s tax or which you get rebated if you don’t work.
  • And then you have your other running costs and cool stuff such as the VAT you need to pass on to your customers and then take from them to pass on to the government – 16% on some things, all about to change, depends on what work you do and so on
  • And then you need to pay your town hall tax at a certain % depending again on where you are and what you do
  • And then you pay your shop rent unless you own the building
  • And of course you have the electricity and water bills
  • And your stock bills on that otherwise you wouldn’t have anything to sell
  • Staff? You pay your staff’s IKA (health insurance) for the year plus an Easter bonus, plus a Christmas bonus which a lot of folk don’t get because they work up until a certain date so no one is too sure where that goes
  • And you pay your own TEVE or health insurance; this used to be around €200 per month to start with and increased year on year
  • And then you have to pay your accountant for putting it all together and they charge at least €100.00 per month, again depending on business sand so on
  • What did we forget? Probably something. I am sure there’s another tax that you pay for the fun of having to pay taxes; a kind of tax-tax, just to make sure you’ve paid something to someone somewhere.
  •  So, you can expect to pay at least (does quick add up on the ‘set’ basics, i.e. not the stock or income tax or VAT) something around €9,000 just on the things needed before you start to make any money.

Is it any wonder small business are going bust left right and shopping centre?

Images from Symi Greece by Neil Gosling and James Collins
The Poseidon – you can buy tickets in the evening for the next day

I just thought I’d share that with you as I was thinking about tax stuff yesterday and it is actually yesterday today – just back from Town on Tuesday you see, ah, fooled you again! But tonight we have a party to look forward to and a walk to Pedi. There may be a bus back as today we’ve already been to Yialos and back. We took the scenic route down the zig zag below Lemonitisa which comes out, well all over the place, but in our case near the newly refurbished multi-million Italian property towards the bottom of the Kali Strata. Coming back up again with 10 kilos of cat litter, 10 kilos of shopping and a bag of 78s (thanks Steve! Love ‘em) in the heat at midday is something of a trial, but at least it’s exercise and you don’t get taxed on it. Yet.

Images from Symi Greece by Neil Gosling and James Collins
Clothes and sandals

Tuesday on Symi

Images from Symi Greece by Neil Gosling and James Collins
Lots for sale in Yialos

I think we’re both worn out from the ‘holiday’ week now, far too much entertaining and eating out. But no more guests for a while now, and I am going to get back into the habit of turning down invitations to things that start after eight p.m. Not getting old (well, I am of course) just want to get back into the early morning routine. It seems impossible this year though.

Images from Symi Greece by Neil Gosling and James Collins
The boat back up

Still, here we are, Tuesday (Monday as I write) and I have a day in Rhodes to plan for next week. I think next Wednesday might be the day to go. I have some insurance things to see to and I fancy a day out. Before then there is work to do. I have started on the second draft of the new novel and will be progressing through that in the afternoons, without too many interruptions I hope. But having said that, there is one planned for this evening as it’s Sam’s birthday – and that’s not going to be too late a night; and even if it is, it doesn’t matter, It’s Sam’s birthday.

Images from Symi Greece by Neil Gosling and James Collins
If this man knew what this memorial was about, would he still do this?

And meanwhile, on Symi, what’s been going on? The train is going, the horse and carriage is running its trips, the taxi boats are heading out, the Poseidon is doing its trips too – not sure about the Diagoras at the moment – and things are ticking along quite nicely. At least that’s how it looks from the outside. There’s lots on sale, there are day trippers coming in and the weather is hot. 30 degrees in the shade in our one porch by mid-morning. A slight breeze helps us keep cool, especially with all the windows open.

Images from Symi Greece by Neil Gosling and James Collins
Now you know how many steps up to the OT (depending which way you go)

The cat’s not happy as usual, never is at this time of year. Doesn’t know what he wants. He’s always at my feet looking at me, trying to hypnotise me into taking him to the kitchen for another look at his food bowl. I keep it covered and as fresh as possible but he only thinks he wants to eat, he doesn’t really. He does first thing though, so it’s only the heat of the day that troubles him. Still alarms the house at five in the morning though when he thinks it’s time for us to get up.

Images from Symi Greece by Neil Gosling and James Collins
Back from the beech and off to a party

And that’s my news really, another day of same old same old, ticking over, nothing to complain about, quite happy, getting on with things. And getting on with Tuesday: a trip to Yialos to see the accountant about my tax return, a trip to the post office, a trip to the pet shop to get cat litter (joy! 5 kilos to carry up the hill) and then a birthday party at Pedi to look forward to. Such is life.

Flags on Symi

Images from Symi Greece by Neil Gosling and James Collins
Seeing Symi from a different angle

I had an idea, on Friday evening, to take photos of various flags on boats in the harbour, so we could see how many countries were here. Then I ran out of light, but I took some.

Images from Symi Greece by Neil Gosling and James Collins
Spain? (I thought the Spanish crest was to the left a little? I didn’t get my flags badge at cubs)

We were down there to meet some friends from the Blue Star when it came in, only slightly late. But before we went to Taverna Xaris on the south side of the harbour, right next to the taxi rank, and very nice it was too. Good service, very attentive, good Greek food served with potatoes rather than chips which makes a very welcome change, and generous offers of free afters. No matter how much we declined we were still treated to a slice of cake and a glass of Samos sweet wine. And all a reasonable price. Thanks James.

Images from Symi Greece by Neil Gosling and James Collins
Lamb chops, nice.

We waited for the boat at Elpida’s kafeneion, a very popular place amount locals and visitors alike, and then, after greeting our friends, went to wait at Pacho’s (also very popular with locals and visitors) while they checked into the new Symi Centre apartments by the nautical museum and has a bite to eat at To Spitiko.

Images from Symi Greece by Neil Gosling and James Collins
German support for Greece

And so the weekend went on, as it does when friends visit. Visits to the house, meeting up at a kafeneion, lunch there, dinner here, walks around the village, I was well and truly done in by Sunday morning and couldn’t get the energy together to do anything else but read and listen to music. I also had a bad throat and headache so I must have picked something up while out and about. But enough of that! We are now officially a ‘No moan zone’ so please bear that in mind if you bump into us at work or out and about.

Images from Symi Greece by Neil Gosling and James Collins
Side by side, by side by side… Sondheim song in the head now

I did notice, while down in Yialos, that everything was running as normal, the place was busy, the harbour was packed with boats, new visitors and old friends alike were pouring in and the day boats and ferries were coming and going as usual. It was good to see so many flags from various countries, Germany, Spain, Turkey, St Vincent and the Grenadines, and elsewhere. Over the weekend, we also so a few refugees with their whole life in a bag, looking for somewhere to stay while they wait for the big boat on Wednesday. And that kind of puts the holiday atmosphere into perspective.

Images from Symi Greece by Neil Gosling and James Collins
Symi in the evening light

I spent some time on Sunday looking for flights as my nephew said he might be coming over in September (not sure if Symi is quite ready for that but…). Apparently Ryan Air is doing a flight for £5.00 or something though I couldn’t find it, and it would probably end up at £500.00 once you’d paid for each individual piece of clothing in your 20cm x 30cm baggage alowance, paid for your seat belt, put 20ps in the meter for your decompression, used the loo (cheques taken), paid for your breathing space, paid 50p a time to read the magazine, put down a deposit on a life jacket just in case, topped the thing up with four star, and promised the driver at huge tip at the other end. Easy Jet and Aegean were doing better and probably more trusted deals where you don’t have to bring your own fuel, so I pointed him in their direction.

Images from Symi Greece by Neil Gosling and James Collins
And this I know, it is Saint Vincent and the Grenadines – impressed?

Before that though, we have a few weeks off from visitors before Neil’s son returns to Symi for the first time in nine years, or something. So, on that note, I am going to put the house back in order, make the beds and be a happy little house husband before starting work on another draft of another book, as Cole Porter might have said had he written books instead of songs.

People on Symi

Symi Greece Sim
Katerina and Yiannis

Todays’ post is going be about two things: My next novel and pictures of People. Well, other things may creep in as I write but we’re having a break from ‘Greece as it happens’ today because things are not going to be happening until tonight. So I won’t know what’s happening until later or tomorrow by which time it would have happened, or not.

Symi Greece Simi
James and Tina

But I do know James has his friend James arriving later and we’re off to Yialos to meet them off the evening boat. So that is happening. And I will be printing pages this afternoon so that is happening too. I finished the first draft of ‘Straight Swap’ finally, yesterday afternoon around 5pm on roughly 130,000 words.

Symi Greece Sim
At the windmill

The story is a ‘body-swap’ comedy drama and is a bit complicated but basically: two ex-best friends are both in line to appear in TVs latest heightened-reality talent show, the one that has been rocking the nation. ‘So you think we’re remotely interested?’ is coming to Middlestone-on-Sea, to the Majestic theatre and Gary and Stag both have the chance to fulfil their dreams and appear on stage and TV, one as an actor one as a musician. But…

Symi Greece Sim
In the village

The celebrity Jude of the grand finale to season one of ‘Remotely’, a mysterious lady known only as Miss P, sees that there is a problem and these two need to be friends again in order for Middlestone to stand a chance. So, a few days before the live TV stream from the Majestic theatre, Gary and Stag wake up to find themselves in each other’s bodies. This is not going to be straightforward particularly as their fall out three years ago was over the fact that Gary came out as gay, and Stag is straight.

Symi Greece Sim
In Yialos

Obviously there is a lot more to it than that, there are various subplots and side-lines and all kinds of mayhem ensues before we reach the climax which happens on stage during the live show. One challenge I’ve set myself, apart from editing at least 10% off this first draft, is to start each chapter with a quote, as I mentioned a few weeks ago. ‘That family is so in-bred they don’t have ancestors, they have incestors.’ That kind of thing. I’ve got 44 chapters at the moment and about 15 quotes done so far.

Symi Greece Sim
A warm welcome from Mary at The Vapori bar, Yialos

I’ve already got the cover in mind and will be approaching photographer friends of mine before too long with a possible commission – but before all that I have to print out the rest of the pages and read through them before starting work on draft two. And before that, I am going to give it and myself a rest for a few weeks, and start on something else.

Symi Greece Sim
Tina in a busy kitchen

So that’s my great news from Symi for today. Hope you liked these photos that Neil has taken showing some of the folk who are out and about on Symi these days. Have a great weekend. A few more photos:

Symi Greece Sim
Enjoying a beer
Symi Greece Sim
Giving a concert
Symi Greece Sim
At Pacho’s
Symi Greece Sim
Also at Pacho’s
Symi Greece Sim
Ouzo time

Symi, Greece as it happens (boats and books)

I’m doing these ‘Symi, Greece as it happens’ blog posts to keep you up to date with the situation in Greece as I see it here on Symi. I won’t be doing them every day, it depends on what’s happening. If we stay in the Euro or if we leave, I’ll keep you informed as much as I can, from my point of view at least.

So, what is happening? Well, as you can see, there are a lot of boats trying to get into the harbour…

Images from Symi Greece by Neil Gosling and James Collins
Busy time of day

That was Wednesday afternoon and that’s always a busy time with the day boats leaving, the taxi boats coming back, the Blue Star Diagoras coming and going and the daily visitor sailing boats coming into port for an evening on the town and dry land. And meanwhile, down in Pedi where we went for a walk on Wednesday, there were also loads of boats in.

Images from Symi Greece by Neil Gosling and James Collins
Lots of yachts in Pedi bay too

People were having fun on their jet skis…

Images from Symi Greece by Neil Gosling and James Collins
Clearly having a good holiday

And the tavernas were getting ready for a busy evening as per usual. (This was late afternoon.)

Images from Symi Greece by Neil Gosling and James Collins
Your table awaits (during the post lunch pre-dinner pause for breath)

In the evening we treated ourselves to a meal at The Windmill where, apparently, they are now serving Mythos wine.

Images from Symi Greece by Neil Gosling and James Collins
What?!

No, not really, that’s James putting his beer bottle label on the jug. A very nice evening though and great food as always. If you’re not sure where the Windmill is, it’s up in the village opposite the Village Hotel. Up the Kali Start, turn left after the Olive Tree and along there on your left. Just before going there, Neil took a shot of Yianni and his wife Katerina. Here’s my shot of Neil posing the couple impromptu like. Hopefully we’ll see the finished shot before long.

Images from Symi Greece by Neil Gosling and James Collins
Neil directs the photo shoot

Thursday morning brought a little cloud cover which hung around and got in the way of the sun from time to time. It helped take the edge of the heat (32 in the shade in the courtyard) and it made for a great sunrise. It felt pretty humid out there at 5.30, and there were low clouds in the valley between the Turkish mountains, and a low cloud hanging over Nimos too.

Images from Symi Greece by Neil Gosling and James Collins
Say, you’re getting a lot of photos today!

The path up to ‘To Vrisi’ was busy with wayward goats all thinking I had come to feed them, or milk them maybe, but clearly I hadn’t. I’d come to tiptoe in and out of the droppings.

Images from Symi Greece by Neil Gosling and James Collins
And here’s one more. Thursday dawn.

That reminds me of one of the gags in ‘Jason and the Sargonauts’ where someone says: ‘Is that an olive on the ground or a goat dropping?’ and another character replies, ‘I don’t know. Eat it and find out.’ To which the first replies, ‘I couldn’t possibly! I can’t stand olives.’ Which is a great segue into a plug for my comedy novel based on the tale of Jason and the Argonuats, set on Symi in three time periods (late 1880s, early 20th and WWII and ‘present day’) and involving Jason the ‘Sargo’ rep and his quest to unlock an old mystery and find the whereabouts, on Symi, of ‘the Golden Fleece.’

Jason’ has a four point five star rating on Amazon and some good reviews: “Finished this book yesterday and oh so amusing, would love to see it as the film. Another unputdownable book, that had me engrossed from beginning to end, and chuckling.”

 

Images from Symi Greece by Neil Gosling and James Collins
Jason and the Sargonauts – click to view the Amazon page

This is Dan Brown meets Whitehall Farce with a bit of education about Symi’s history thrown in for good measure. Set on the Greek island of Symi, it’s a fast paced whodunnit with lots of laughs and loads of page turning moments. Yes, it was hard to put down.

This books deserves a large audience and stands up there with the best novels about contemporary Greece.”

I’ll leave that with you and, more importantly, the link to where you can find a print or Kindle copy and a broad hint that if you’ve not read it yet…

Jason and the Sargonauts